What We Do
CREDIT GUARANTEES
RDF derisks loans to the agriculture and renewable energy sectors for Financial Institutions (FIs).
We offer a cover of 50% of losses on qualified term loans and loan portfolios.
Deployed
GHS 38K+
Credit Guarantees to Financial Institutions
Risk-sharing tool offering 50% cover on agriculture and renewable energy loan defaults — designed to boost lending to rural MSMEs
Purpose
Encourage financial institutions to increase lending to agriculture and renewable energy MSMEs by covering 50% of principal losses in case of default.
Eligible Clients
- Universal Banks with rural presence
- Rural and Community Banks (RCBs)
- Microfinance Institutions (MFIs)
- Savings and Loans Companies (S&Ls)
Target Beneficiaries
MSMEs in agriculture and renewable energy — especially women- and youth-led businesses
Focus: poverty reduction, inclusion, income growth, climate resilience, and decent work
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