What We Do
Lines of Credit (LoCs) to Financial Institutions
Working Capital and Term Loans to licensed partner financial institutions (PFIs) that are rural-based or demonstrate significant rural outreach
Purpose
Provide liquidity to PFIs for on-lending to MSMEs in agriculture and renewable energy — addressing limited rural access to finance.
Eligible Clients
- Rural and Community Banks (RCBs)
- Microfinance Institutions (MFIs)
- Savings and Loans Companies (S&Ls)
- Other PFIs with strong rural outreach
Target Beneficiaries
MSMEs in agriculture and renewable energy — especially women- and youth-led businesses
Focus: poverty reduction, inclusion, income growth, climate resilience, and decent work
Lines of Credit to Outgrower Businesses
Working Capital Loans to rural-based Outgrower Businesses that support smallholder farmers through structured value chain financing
Target Beneficiaries
Smallholder farmers — especially women — supported via Outgrower Businesses such as farm enterprises, input dealers, aggregators, agritechs, and NGOs
Approach
Value Chain Financing (VCF) through co-funding or limited partnerships
RDF disburses directly to input suppliers; Outgrower Businesses manage distribution and repayment
Use of Funds
Working capital for agricultural inputs: seeds, fertilizer, chemicals